A bank employee cheated a farmer of Rs 21 lakh, got the complainant's mobile to clear the loan, the accused transferred the money to his wife's account.

A farmer from Rajkot was cheated of Rs 21 lakh by a bank employee. The bank employee got a mobile phone to repay the loan taken by the farmer and later transferred the money to his wife's account instead of the loan account. However, the farmer went to the bank to enquire about the loan and lodged a complaint after it was found that his loan was not repaid, on the basis of which the taluka police registered a case and further investigation is underway. The farmer had taken a loan of Rs 23.60 lakh in April, 2025 The complainant, Ajaysinh Mahendrasinh Jadeja, said, "I was in need of money for the renovation of the house and I had to get an agricultural loan on the agricultural land, so I enquired about the loan from Metoda Axis Bank. Bhavin Rameshbhai Varsani, who was working in the loan department, and Tushar, who worked with him, came in contact with me. He then came to my house and took all the necessary documents from me and got me a loan of Rs 23.60 lakh from the Metoda Axis Bank branch in April, 2025. The farmer informed the bank official to clear the loan After 6 months, when the money was ready, I told Bhavin that I had to complete the loan slowly and that the money was lying in my account at the Grameen Bank Mawdi branch. So Bhavin told me to transfer the money from the Grameen Bank account to the Axis Bank account. On 25.09.2025, 10 lakh was transferred from RTGS to Axis Bank account. After that, Bhavin came to my house around 12 noon and took my phone to deposit money in the loan account. After some time, he returned the phone to me and said that money has been deposited in your loan account. To hide his sin, he paid the interest of a loan of Rs 1.32 lakh Then on 06.10.2026, through NEFT, I transferred Rs 9 lakh from Grameen Bank to my Axis Bank account, even then Bhavin took my phone to deposit money in the loan account and later said that the money has been deposited in the loan account. And I gave Rs 2 lakh in cash to Bhavin to repay the loan on the same day. After that, Bhavin told me that your money had been deposited in your loan account, so I did not check the bank trusting it. After this, I got a call from the bank in May 2026 and told him that it was time for you to pay the interest. So when I called Bhavin, he told me that he had to pay the charge of Rs. 1320. Later, he paid the interest of Rs 1.32 lakh loan. The taluka police registered a case and are investigating. Later, on 15.06.2026, I went to the loan department at the KKV branch of Axis Bank to enquire about the loan, from there I came to know that money had not been deposited in my loan and I had transferred Rs 19 lakh that I had deposited in my Axis account to repay the loan to his wife Vaishaliben's account. Later, when I called Bhavin, his phone was switched off. When I vanced his father about this, he told me that Bhavin is missing and when he returns, we will return your money. However, the taluka police have registered a case against Bhavin Chandarana for not returning Rs 21 lakh till date and further investigation is underway.